Working Capital That Grows Your Business Faster

Collateral-free working capital for growing SMBs. Access funds in as little as 24 hours.

$9 Billion+

Trade
Enabled

11,000+

Businesses Funded

100+

Countries
Served

Or Call 1-650-640-2884

How much funding are you looking to secure?

Drag the slider to select an amount

$0
$0$3M

Businesses grow an average of 130–190% in their first year with Drip.

What is your current annual revenue?

Drag the slider to select your revenue

For Businesses with 2M+ Revenue
0M
0M10M+

“Thanks to Drip Capital, we now have a healthy cash flow allowing us to fulfill this increase in demand.”

How long has your business been operating?

Drag the slider to select the number of years

0 years
0 years5+ years

A US-based client saw a 130% increase in order fulfillment through rapid access to liquidity.

Funding Request:
Annual Revenue:
Years Operating:
Please enter your name.
Please enter a valid business email address.
Please enter your phone number.
Step 1 of 4
Apply for Working Capital

See if you qualify for up to $3M in working capital

How much funding are you looking to secure?

Drag the slider to select an amount

$0
$0$3M

Businesses grow an average of 130–190% in their first year with Drip.

What is your current annual revenue?

Drag the slider to select your revenue

For Businesses with 2M+ Revenue
0M
0M10M+

“Thanks to Drip Capital, we now have a healthy cash flow allowing us to fulfill this increase in demand.”

How long has your business been operating?

Drag the slider to select the number of years

0 years
0 years5+ years

A US-based client saw a 130% increase in order fulfillment through rapid access to liquidity.

Funding Request:
Annual Revenue:
Years Operating:
Please enter your name.
Please enter a valid business email address.
Please enter your phone number.
Step 1 of 4

Calculate Your Working Capital Gap

Discover how much funding you need to unlock your next stage of growth and explore funding options.

Fast, Flexible Working Capital for Growing SMBs

Or Call 1-650-640-2884

Credit Lines Up to $3M USD

Funded in as Little as 24 Hours

Up to 90 Days to Repay

Flexible capital for suppliers, inventory, marketing, and other operational costs.

Fast access to fundsso growth is never constrained by cash flow.

Gain financial peace of mind with extended payment terms.

Why SMBs Choose Drip Capital

Or Call 1-650-640-2884

Built for
Growth

Capital designed to help SMBs scale. On average, businesses grow 130-190% in their first year with Drip Capital.

Flexible Use
of Funds

Pay suppliers, fund inventory, cover marketing, or manage operational costs. Use capital however you need it.

Unsecured credit lines with no assets tied up. No long-term contracts or prepayment penalties.

No Collateral Required

From Application to Funding in 24 Hours

Complete our streamlined form in under 1 minute

Simple Application

Quick Approval

Get approved with minimal documentation required

Fast
Funding

Access capital to use however your business needs.

Take up to 90 days to repay on your terms.

Flexible Repayment

Enjoy complimentary dedicated support with a personal account manager to guide you at every turn.

What SMBs Are Saying

Texan Minerals and Chemicals

BQBP Electronics

US Tamex

I really like the portal. It makes submitting invoices easy. Being able to sign Exhibit A immediately was a great improvement. Also, having a direct contact has been incredibly helpful.

Drip Capital is a highly professional company for addressing your financing needs. They maintain great communication and consistently look out for their customers. I highly recommend them over all other invoice financing companies.

We've been working with Drip Capital since December 2022, and the experience has been excellent. Their customer service is outstanding, with a dedicated account manager always ready to assist.

Galaxy Foods

Amardeep Dham

Scott P, CFO

The team built a customized plan for my business, starting with a test of their product. Now, we finance around 30% of our invoices through them. Keep up the great work, guys!

Drip Capital has been very easy to work with. Very professional and quick to respond to our needs. They are constantly trying to find new solutions to our challenges as a distributor.

My Experience with Drip Capital for supply chain financing has been great as they work with you as your partner in the business to help you grow and achieve your business milestones.

Trusted by Top Investors and Financial Institutions Around the World

Global Awards and Certifications

Backed by

Common Questions from SMBs

Is this a personal loan?

This is not a personal loan. This is a business line of credit called Drip Financing. This form of vendor financing helps improve your cash flow by directly funding your vendors and suppliers. It alleviates payable financing needs, reduces supplier stress, strengthens business relationships, and increases your potential for growth.

What is the criteria to get the financing?
To qualify for our vendor financing solution:
  • Business must be located in the USA
  • Minimum $5M annual revenue
  • 2 Years operating history
  • Business must be breaking even or profitable
Can I make partial payments before the financing term is over?

While not required, you have the option to make partial payments before the financing term ends. There are no prepayment charges, giving you flexibility in managing invoice or inventory financing.

 Are there any payments required before the financing term ends?

No, there are no payments required during the financing term. You can choose to pay the full amount at the end of the term—up to 90 days—making it ideal for managing inventory purchases, vendor financing, and other payables.

Why is Drip Capital better than a Credit Card?

Drip provides higher credit limits and longer payment terms. It offers more flexible repayment options than a credit card. While credit cards often have lower limits and higher interest rates, vendor financing through Drip Capital is tailored for business growth, helping you manage cash flow and supplier credit more efficiently.

What are the key differences between Drip Financing, Asset-Based Lending (ABL), and Traditional Bank Loans?

  • Drip Financing: A flexible vendor financing option that improves cash flow by extending payment terms for suppliers—no collateral required. Ideal for businesses that want to unlock working capital tied up in invoices and strengthen supplier relationships.
  • Asset-Based Lending (ABL): Lets you borrow against assets like inventory or receivables.
  • Traditional Bank Loans: Require collateral, stricter repayment terms, and longer approval times.

Ready to Scale
Your Business

Apply now to access fast, flexible working capital for whatever your business needs.

Or Call 1-650-640-2884

© 2026 Drip Capital Inc. USA