A Business Line of Credit Built for Growing Companies

Get approved for up to $1Min credit in as little as 24 hours.

No UCC filing

Or Call 1-650-640-2884

How much funding are you looking to secure?

Drag the slider to select an amount

$0
$0$1M
We can provide this funding, complete the next 3 questions to see if you qualify!
Please select a funding amount to continue.

Businesses grow an average of 130–190% in their first year with Drip.

What is your current annual revenue?

Drag the slider to select your revenue

For Businesses with 2M+ Revenue
0M
0M10M+
Please select your annual revenue to continue.

“Thanks to Drip Capital, we now have a healthy cash flow allowing us to fulfill this increase in demand.”

How long has your business been operating?

Drag the slider to select the number of years

0 years
0 years5+ years
Please select how long your business has been operating to continue.

A US-based client saw a 130% increase in order fulfillment through rapid access to liquidity.

Funding Request:
Annual Revenue:
Years Operating:
Please enter your name.
Please enter a valid business email address.
Please enter your phone number.
Step 1 of 4
Apply for Working Capital

See if you qualify for up to $1M in lines of credit

How much funding are you looking to secure?

Drag the slider to select an amount

$0
$0$1M
We can provide this funding, complete the next 3 questions to see if you qualify!
Please select a funding amount to continue.

Businesses grow an average of 130–190% in their first year with Drip.

What is your current annual revenue?

Drag the slider to select your revenue

For Businesses with 2M+ Revenue
0M
0M10M+
Please select your annual revenue to continue.

“Thanks to Drip Capital, we now have a healthy cash flow allowing us to fulfill this increase in demand.”

How long has your business been operating?

Drag the slider to select the number of years

0 years
0 years5+ years
Please select how long your business has been operating to continue.

A US-based client saw a 130% increase in order fulfillment through rapid access to liquidity.

Funding Request:
Annual Revenue:
Years Operating:
Please enter your name.
Please enter a valid business email address.
Please enter your phone number.
Step 1 of 4

Collateral-free

Unsecured

Running Into Funding Roadblocks?

Or Call 1-650-640-2884

Locked Out of Your Full Credit Limit?

Some lenders restrict how much you can draw or penalize you for early repayment.

Waiting Weeks for Funding Decisions?

Banks and lenders can delay approvals when you need fast access to capital.

Tired of Personal Risk and Restrictions?

Some business line of credit lenders require collateral or personal guarantees.

With Drip Capital

Fully Drawable Limit

Credit in 24hrs

No Collateral Required

Why Choose Drip Capital for Your Line of Credit

Or Call 1-650-640-2884

Fast Credit Line Approval

Get approved in as little as 24 hours with a simple online application.

No collateral, no UCC filing, and no unnecessary restrictions.

Unsecured Business Line of Credit

Flexible Use of Funds

Draw funds whenever you need them, for whatever you need. Credit restores as you repay.

Get a Business Loan in as Little as 24 Hours

Complete our streamlined form in under 1 minute

Simple Online Application

Fast Credit Line Approval

Receive a decision in 24hrs with minimal documentation.

Access Your Available Credit

Your credit line is activated and ready to use.

Draw funds whenever your business needs capital.

Draw Funds as Needed

Enjoy complimentary dedicated support with a personal account manager to guide you at every turn.

Drip Business Line of Credit vs Bank Line of Credit

Or Call 1-650-640-2884

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Recognized For Innovation and Financial Excellence

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Common Questions from SMBs

What are the eligibility requirements for a business line of credit?

To qualify, businesses must generate at least $5M in annual revenue and meet minimum operational and financial criteria. Approval and credit limits are determined based on your company’s revenue profile and overall financial strength.

Will applying impact my credit score?
We aim to keep the application process simple and transparent. Any credit-related steps are clearly communicated before proceeding.
Is a personal guarantee required?

Requirements vary by business profile. Many qualified businesses can access an unsecured credit line without traditional collateral.

How are repayments structured for a credit line?

Repayment terms depend on your approved structure. You can draw funds as needed and repay according to your agreement.

How is this different from a bank line of credit?

Our process is fully digital, approval is faster, and your credit line is designed to provide flexible working capital without the lengthy underwriting common at traditional banks and with other lenders.

Ready to Access Your Business Line of Credit?

Apply now to unlock flexible, on-demand working capital for your business.

Or Call 1-650-640-2884

© 2026 Drip Capital Inc. USA