Need More Time to Pay Your Invoices?

We’ll step in so you can pay on time and keep your business running smoothly.

Or call 1-650-640-2884

See if you qualify in 4 questions. No commitment.

Invoice Financing

Rated 4.6 / 5

✓ Funded in 24 hrs

✓ Pay any vendor

Call 1-650-640-2884

✓ 90-day repayment

11,000+

SMBs funded across the US

100+

Countries served

$9B+

Invoices paid

Backed by leading investors and financial institutions

Global Awards and Certifications

Discover Why Growing Businesses Opt for Drip Capital

Approved in 24 hours

From approval to your invoices getting paid in a couple of days, not weeks. We move fast so your business doesn't slow down.

We don't tie up your assets or require personal guarantees to get started.

No collateral required

Repayment is tied to your order cycle, not a fixed monthly schedule. Get paid by your buyer first, then repay Drip.

Up to 90 days to repay

Or Call 1-650-640-2884

Built To Power SMBs Fast, Here's How

Apply

Complete our form in under 1 minute. We'll reach out to discuss your invoice financing needs.

Credit decision in 24 hours, minimal documentation. No lengthy bank-style underwriting.

Get approved

Drip pays your invoices within 24 hours. You repay in up to 90 days.

Supplier gets paid

01

02

03

✓ No collateral

✓ No long-term contracts

✓ Dedicated account manager

Or Call 1-650-640-2884

Real Problems. Real Solutions.

Keep supplier payments on track without straining cash flow.

You receive multiple supplier invoices at once, all due upfront. Paying them immediately would put pressure on your working capital.

Wholesaler

You’re managing frequent ingredient and packaging invoices, but incoming payments don’t always line up with what’s due.

Stay on top of recurring supplier invoices during tight cash cycles.

Food & Beverage

Drip pays your invoices upfront and gives you up to 90 days to repay, so you can manage cash flow without delaying payments.

Solution

Drip covers your invoices when they’re due, giving you more time to repay and keeping your operations running smoothly.

Solution

Your suppliers require payment before the next production run, but cash is tied up elsewhere in the business.

Handle large production and supplier invoices without upfront cash strain.

Drip pays your invoices upfront and extends your payment terms, so you can move forward without locking up cash.

Solution

Apparel & Electronics

Are We a Match?

In business

2 years

Check our minimum requirements.

US-based

Business location

$2M+

Annual revenue

We're Fluent in Small and Medium-Sized Businesses. Ready When You Are.

Or Call 1-650-640-2884

Trusted By Thousands Of Business Owners

Easy to work with

Drip Capital has been very easy to work with. Very professional and quick to respond to our needs. They are constantly trying to find new solutions to our challenges as a distributor.

Scott P

Sep 4, 2025

Fast, hassle-free funding

Drip Capital delivered fast, hassle-free funding for our international trade needs. Their platform is easy to navigate, and the team is responsive and very helpful. Funding was faster than expected.

Martina A.

Feb 18, 2026

Smooth and efficient

Drip Capital operates smoothly and efficiently with professional, quick and personal service. Their website is 100% user friendly and their dynamic feedback during every step of the process gives us confidence.

AL

Sep 4, 2025

Over a year of great service

We have been working with Drip Capital for over a year and the experience has been excellent. Their response time is consistently fast, the team is flexible, and the financing process is straightforward.

Gytis

Feb 18, 2026

Transparent and user-friendly

Drip offers a user-friendly platform that ensures a smooth and efficient experience. All the information we need is readily accessible and presented with transparency.

Vitor Fornari

Jul 7, 2025

5 years and counting

We have been working with Drip Capital for over 5 years and the experience has been exceptional. They offer funding at a reasonable rate and have a smooth and easy process for our team to follow.

Andy Kaps / Clearlight Infrared

Feb 16, 2026

Common Questions About Invoice Financing

What is invoice financing?

Drip’s invoice financing lets you extend payment terms on your invoices, giving you up to 90 days to repay while preserving your cash flow.
How fast can I get funded?
Once you submit your application, you can receive a credit decision within 24 hours. Your supplier can be paid 24 hours of approval. No weeks-long wait, no bank bureaucracy.
Do I need collateral?

No. Drip's financing is tied to your purchase order, not your assets. There is no collateral required and no long-term contracts to sign.

What is the minimum revenue to qualify?

Your business needs to have at least $2M in annual revenue, 2 years of operating history, be based in the US, and be profitable or breaking even. There is no personal credit score requirement.

How is Drip different from a bank loan or Asset-Based Lending (ABL)?

Bank loans are slow and require collateral. ABL lets you borrow against assets like inventory or receivables. With Drip you get up to 90 days to repay, and there are no daily withdrawals from your account. It is financing built for businesses that buy and sell goods.

Let’s Get Your Invoices Paid

See if you qualify in 5 questions. No commitment.

✓ 90-day repayment

✓ Pay any vendor

✓ Funded in 24 hrs

Call 1-650-640-2884

Prefer to talk?

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